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KYC & AML Screening Assistant · Banking & Compliance

Hand your compliance officer a ready KYC pre-review, not a raw file

Each onboarding file is checked against your KYC / AML policy for gaps, inconsistencies and red flags. An officer reviews every file and decides.

Available now $199 one-time · never renewsIncluded in Enterprise
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Free account to start. Buying and running live need a paid plan.

  • Starts when your form or app sends it something
  • 1 AI step
  • A person approves before it acts
  • About 30 min to set up

Sound familiar?

The job, before and after this agent.

What it feels like today

  • “Officers spend their time assembling files instead of judging them.”
  • “A reported PEP or sanctions hit can sit in the queue unnoticed.”
  • “Every reviewer writes up files differently, and examiners notice.”

What you get with the agent

  • Missing items, inconsistencies and red flags listed against the policy you paste in, with quoted evidence
  • A summary of the sanctions, PEP and adverse-media results your screening provider sent, or a note that screening is still needed
  • A suggested risk rating and due-diligence level, neutral questions for the applicant and an officer checklist
  • High-risk files and reported matches posted to your compliance channel and placed in a priority queue
  • Every file reviewed by a compliance officer and logged in a Google Sheets audit trail

Before

An officer opens each application, cross-checks the address, occupation and source of funds by hand and writes notes in their own format.

After

The officer opens a structured pre-review: gaps listed, flags quoted, screening summarized and a suggested rating. They apply judgement and record the decision in your own system.

How it works

The whole workflow, step by step.

Receives each onboarding file (applicant data, document data and your screening provider's results) from your onboarding form or core system through a webhook. AI pre-reviews it against the KYC / AML policy you paste in: missing items, inconsistencies, red flags with quoted evidence, a summary of reported sanctions, PEP and adverse-media hits, and a suggested risk rating and due-diligence level. High-risk files and reported matches are posted to your compliance channel in Slack. Every file waits in Reviews for a compliance officer, and reviewed files are logged in a Google Sheet. It never approves or rejects anyone and doesn't screen lists itself: there's no sanctions-list connection, so screening results come from your provider.

  1. TriggerNew onboarding file
  2. LogicWork out the document dates
  3. AI stepPre-review the KYC file
  4. LogicPriority review?
    • Priority:Alert compliance in Slack
    • Priority:Officer reviews (priority)
    • Standard:Officer reviews (standard)
  5. App callAlert compliance in Slack
  6. OutputCompliance alerted
  7. Human approvalOfficer reviews (priority)
    • Reviewed:Log the reviewed file (priority)
  8. App callLog the reviewed file (priority)
  9. Human approvalOfficer reviews (standard)
    • Reviewed:Log the reviewed file (standard)
  10. App callLog the reviewed file (standard)

This is the workflow that opens in your workspace when you set the agent up. Every step can be edited.

  1. Step 1New onboarding fileYour onboarding form or core system posts each applicant's details, document data and (optionally) your screening provider's results to the webhook URL.
  2. Step 2Work out the document datesIn code, not AI: for each document in the file, whether it has expired (days until its expiry date) and how old it is (days since its issue or statement date), in the trigger's time zone. No document is dropped.
  3. Step 3Pre-review the KYC fileAI checks the file against your KYC policy for missing items, inconsistencies and red flags, summarizes any screening results you sent and suggests a risk rating for the officer.
  4. Step 4Priority review?High suggested risk, a reported screening match or enhanced due diligence goes to the priority queue with a Slack alert; everything else to the standard queue. Both need an officer.
  5. Step 5Alert compliance in SlackPosts the applicant, suggested rating, screening status and red flags to your compliance channel (no documents or ID numbers).
  6. Step 6Compliance alertedThe run history keeps the alert that was posted.
  7. Step 7Officer reviews (priority)A compliance officer reviews the file and the AI pre-review, does the checks on the checklist and records the outcome; approving only logs the reviewed file.
  8. Step 8Log the reviewed file (priority)Appends the reviewed file to your KYC review log for your audit trail.
  9. Step 9Officer reviews (standard)A compliance officer confirms the file and the AI pre-review; approving only logs the reviewed file.
  10. Step 10Log the reviewed file (standard)Appends the reviewed file to your KYC review log for your audit trail.

Example run

What goes in, and what comes out.

Example with fictional data

Comes in

A fictional onboarding file: freelance import consultant, expected monthly volume GBP 40,000–60,000, source of funds “consulting income and sale of a property”, no screening results attached.

The agent produces

Pre-review flags that expected volume is high for the stated occupation and asks for evidence of the property sale. It notes screening results are missing, suggests enhanced due diligence and posts to the compliance channel. The officer decides.

What you need

Everything it takes to run it.

About 30 minutes from purchase to live. A checklist above the canvas takes you through each step.

Plan

Included in Enterprise; on other paid plans it's $199 once. Agents run live on paid plans, from Basic ($39/mo).

Your AI key

Connect any of 14 AI providers on your own key. Your provider bills usage directly, at cost; we add no markup.

Apps

Checklist

  • A paid plan (agents run live on paid plans).
  • An AI provider key (Settings → AI Providers).
  • Slack and Google Sheets, connected in Settings → Integrations.
  • An onboarding form or core system that can send each file to a webhook URL, and your own sanctions / PEP screening provider for list checks.

Setup, about 30 minutes

  1. Connect your AI provider. The AI steps run on your own key (OpenAI, Anthropic, Google and more). Add one in Settings → AI Providers.
  2. Connect Slack. Connect the Slack workspace your compliance team uses (Settings → Integrations → Slack).
  3. Connect Google Sheets. Connect the Google account that can edit your KYC review log (Settings → Integrations → Google Sheets).
  4. Paste your KYC / AML policy. Open “Pre-review the KYC file” and replace the placeholder with your policy. The pre-review is only as good as these rules.
  5. Pick the Slack account and compliance channel. Open “Alert compliance in Slack” and pick your account and a private channel. Invite the app to private channels first (/invite @Fluxo Flow).
  6. Pick your KYC review log. Open both log steps and pick your account, spreadsheet and tab (usually the same in both). Header row: Date, Application, Applicant, Type, Completeness, Screening, Suggested risk, Due diligence, Summary, Red flags, Missing items, Queue, Status.
  7. Test it with Dry Run. Press Dry Run: the agent runs on sample data with no messages sent and nothing written to your apps.
  8. Switch the trigger on. Open the trigger, switch the webhook on and have your onboarding form or core system send each file to its URL.

Is it a fit?

Who it's for, and what it won't do.

Built for

  • Compliance teams at fintechs, credit unions and community banks
  • Payment and money-services businesses onboarding customers
  • BSA / AML officers at small institutions

What it doesn't do

  • It never approves, rejects, onboards or exits a customer: a compliance officer decides, in your own systems. Its rating is a suggestion.
  • It doesn't screen against OFAC, UN, EU or PEP lists itself (there's no list connection): it only reports the screening results you send, and says when screening is missing.
  • It can't see ID documents or tell whether they're genuine; it checks the data you send for consistency.
  • It doesn't re-screen existing customers, file reports or replace your compliance program; it never uses protected characteristics.

We list the limits up front so you can decide before you buy.

Price

$199 one-time

Per workspace. It never renews.

Available now
  • Included at no extra cost on Enterprise.
  • Buying and running it live need a paid plan, from Basic ($39/mo).
  • Dry Run costs nothing: simulated AI and app calls, nothing sent.
  • AI usage is billed by your own provider, at cost. No AI credits to buy from us.
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One-time agent purchases aren't covered by the 30-day money-back guarantee. Refund policy

FAQ

Questions about KYC & AML Screening Assistant.

Does it approve or reject applicants?

No. It prepares a pre-review and its rating is only a suggestion. A compliance officer decides in your own systems; approving in Reviews just logs the reviewed file.

Does it screen sanctions or PEP lists?

No. There's no list connection. Run screening with your provider and send the results; the agent summarizes them and says when screening is missing. It also can't verify that ID documents are genuine.

How is sensitive data handled, and what about bias?

It only works with the data you send, keeps it in your run history and your own sheet, and is instructed never to use protected characteristics. Test the whole flow on sample data with Dry Run first.

What does it take, and is it worth it?

About 30 minutes of setup with Slack, Google Sheets and a webhook from your onboarding form or core system. It's a one-time purchase that never renews, saving officers the file assembly on every application. Live runs need a paid plan and your own AI key.

Does it screen against OFAC, UN or EU lists?

Not by itself: Fluxo Flow has no sanctions or PEP list connection. Run screening with your provider and include its results in the file you send; the agent summarizes them and flags matches. If none are sent, it tells the officer screening is still needed.

Can it read passport images?

No. Send the document data (type, number, expiry, name and date of birth as captured by your ID-verification tool). It checks consistency, not authenticity.

Is this a subscription?

No. KYC & AML Screening Assistant is a one-time purchase of $199 per workspace and never renews. The Enterprise plan includes it at no extra cost. Running it live needs a paid plan (from Basic ($39/mo)), and your AI provider bills you directly for usage.

Can I test it before it touches real data?

Yes. Once it's set up in your workspace, Dry Run plays every step on sample data with simulated AI and app calls: nothing is sent and nothing in your apps changes. Switch the trigger on only when you're happy.

Put KYC & AML Screening Assistant to work.

Free account, no credit card. Your Agents page opens with KYC & AML Screening Assistant ready to buy and set up, then Dry Run it before it goes live.

Get this agent See how it works